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FINANCE & RISK
Banking, fintech, payment networks, BaaS governance, vendor liability. Investigations into the infrastructure that moves the money — and the institutions that profit from the gaps.
WHAT WE COVER
- Core banking oligopoly — FIS, Fiserv, Jack Henry — and the sub-$10B community banks they’re strategically de-prioritizing.
- Banking-as-a-Service governance failures — Evolve, Synapse, and the rest of the BaaS collapse.
- Payment networks enabling exploitation — Visa, Mastercard, PayPal, Western Union, MoneyGram — rails that move trafficking money.
- PAC influence and lobbying spend — ABA, ICBA, and the crypto Super PAC apparatus.
- Vendor liability and contract structure — what community banks signed away, and what they can claw back.
Latest Investigation
Earlier Investigations
Why consultants and core providers don’t want community banks reading this
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