ACTIVE TRACKERS

• Core Banking Oligopoly Tracker — FIS, Fiserv, Jack Henry contract awards, sub-$10B client migration patterns, BaaS sponsor banks.
• PBM Tracker — state-by-state PBM reform legislation, AG coalition activity, federal preemption challenges.
• Opioid Settlement Tracker — state-level distribution, where the money actually went, and the abatement programs that never materialized.
• AI in Government Tracker — federal and state AI procurement contracts, vendor conflicts, and the bias audits that didn’t happen.
• Federal Enforcement Watch — CFPB / OCC / FDIC consent orders, MOUs, and enforcement actions, with donor-history overlays.